The Medicare Annual Enrollment Period (AEP) occurs from October 15 to December 7 annually. As your health partner for life, we want to ensure you are aware of the plans that we will participate in for 2023.
At age 65, you’re eligible for Parts A and B, even if you still work. You may be eligible for Medicare because your spouse is a qualified wage earner. A qualified wage earner is someone who worked for 10 years and had Social Security taxes withheld. If you’re under 65 and have a disability, you may also qualify for Medicare Parts A and B. When you become eligible for Medicare, you qualify for an Initial Enrollment Period (IEP). You have seven months to enroll in a Medicare or prescription drug plan. This period begins three months before you turn 65 and extends three months after the month you turn 65.
As your health partner for life, we want to make sure you have up-to-date information on the plans we participate in. Below is a list of plans your HMG provider will accept in 2024 for Tennessee and Virginia patients:
Humana
- Humana Choice (TN & VA)
- Humana Gold Plus (TN & VA)
- Humana Honor (TN)
- Humana Gold Choice (VA)
BCBS TN
- BlueAdvantage Diamond
- BlueAdvantage Emerald
- BlueAdvantage Garnet
- BlueAdvantage Plus
- BlueAdvantage Ruby
- BlueAdvantage Sapphire
United Healthcare Medicare Advantage
- Through retirement benefits only
Medicare
- Traditional Medicare
- Aetna Medicare (Virginia Offices Only)
Holston Medical Group will accept all Medicare supplement plans.
What’s the difference between Medicare Advantage and Medicare Supplement?
Medicare Advantage combines Medicare Part A and B for comprehensive coverage, all in one plan. It often includes Part D Prescription Drug coverage, too. These are also called Part C plans. It takes the place of Traditional Medicare but you still carry your traditional red, white and blue Medicare card.
Medicare Supplement, also called Medigap, insurance policies help pay the out-of-pocket expenses not covered by Original Medicare (Part A and B). It is not part of the government’s Medicare program, but provides coverage in addition to it.
If you have questions, please call 877-464-1213, and we’ll be happy to help you.
For more information on what to consider when choosing a plan, visit the Health Matters blog!
If you don’t see your insurance company listed above, please call us to talk about your options.
Here are some important dates you should be aware of for the following enrollment periods:
October 15 – December 7: Open Enrollment Period (OEP). If you’re unhappy with your Medicare Advantage Plan (Medicare Part C) there’s a Medicare Advantage Open Enrollment Period from January 1 – March 31 when you can change your health plan. You can do one of these:
1) Switch to a different Medicare Advantage Plan with or without drug coverage
2) Go back to Original Medicare and, if needed, also join a Medicare Prescription Drug Plan
Note: This information does not apply to Medicare Supplement/Medigap plans.
Medicare Plan Comparison Resource
Need help comparing Medicare plans accepted by HMG? MedicareCompareUSA is an independent insurance agency that provides no-cost Medicare plan comparisons and enrollment support. Local MedicareCompareUSA agents can help you right over the phone! Medicare Advantage, Medicare Supplement, and Medicare Prescription plans are represented.
Call toll-free 855-235-7879 or visit medicarecompareusa.com today.
MedicareCompareUSA is an independent insurance agency not affiliated with the federal Medicare program. All services are provided at no cost and without obligation; MedicareCompareUSA and affiliated agents are paid directly by the Medicare plan when enrollment occurs. Healthcare providers receive no financial benefit when patients use the service. We do not offer every plan available in your area. Currently we represent 6 Medicare organizations which offer 24 plans in your area. Please contact www.medicare.gov, 1 (800) MEDICARE or your local State Health Insurance Program (SHIP) to get information on all of your options.
